ECO 301 Financial Economics: Web Resources

The Federal Open Market Committee is the Federal Reserve's most important policy-making body.

All U.S. commercial banks are required to comply with Federal Reserve regulations.

Communities and Banking

Economic Trends

Dallas Fed Economics - insight from the Dallas FRB

The Region

Economic Policy Review

Banking Legislation and Policy

Economic Quarterly

U.S. Monetary Policy
See also https://www.frbsf.org/education/teacher-resources/american-currency-exhibit/ for an exhibit tracing American currency throughout the years.

Exchange Rates

Accompanies the St Louis Federal Bank site.

This report is the results of the biennial survey the FDIC is required to conduct. See also https://www.fdic.gov/householdsurvey/

From its website, "The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $250,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails."

From its website, "Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions. "

From its website, "The OCC supervises nearly 1,400 national banks, federal savings associations, and federal branches and agencies of foreign banks operating in the United States. The mission of the OCC is to ensure that national banks and federal savings associations operate in a safe and sound manner, provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations."

When you don't have a bank account this article provides information on how to pay bills, cash checks, save, send & receive money, and get a loan.

This PDF provides reasons to open a bank account.

Do you really need a bank? Read this article to find out.